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	<title>Online Press Release Distribution &#187; Financial</title>
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	<link>http://pressrelease101.co.uk</link>
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		<title>CASH-STRAPPED BRITS MORE SELFISH THAN EVER AS RECESSION BITES DEEPER</title>
		<link>http://pressrelease101.co.uk/financial/cash-strapped-brits-more-selfish-than-ever-as-recession-bites-deeper/29195/</link>
		<comments>http://pressrelease101.co.uk/financial/cash-strapped-brits-more-selfish-than-ever-as-recession-bites-deeper/29195/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 12:31:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=29195</guid>
		<description><![CDATA[We may be in the middle of a recession, but a new survey* has revealed that us Brits are as self-serving as ever, with one in ten admitting to becoming more selfish since the downturn first bit five years ago. The study found that almost one in five Brits are more concerned with looking after]]></description>
			<content:encoded><![CDATA[<p>We may be in the middle of a recession, but a new survey* has revealed that us Brits are as self-serving as ever, with one in ten admitting to becoming more selfish since the downturn first bit five years ago.</p>
<p>The study found that almost one in five Brits are more concerned with looking after number one when it comes to their eating habits in particular. Nearly a quarter of those surveyed confessed to never sharing food with friends or family members, with more than a third blaming this on ever-soaring food prices.</p>
<p>Those aged 18-24 were found to be the worst culprits when it comes to putting themselves first – one in ten admitted to always nabbing the larger piece when sharing food, with a small percentage even going to extreme lengths such as eating in private to avoid sharing in the first place.</p>
<p>Nevertheless, Fudges, who commissioned the research exposing the selfish traits of modern Britain, is backing the camp of Brits who remain steadfast in their generosity, and claim to still share food at least once a week despite the tightening grip of the recession. The Dorset-based biscuit makers is launching a campaign designed to encourage even the most miserable amongst us to spend more time with friends and family by breaking a biccie. This is kicking off with the launch of a limited-edition biscuit ‘sharing tin’ later this year.</p>
<p>“I always think of Britain as a nation of sharers so it’s surprising to think that the reality is we’re just getting more selfish. The tradition of ‘breaking bread’ goes back thousands of years and is a way of expressing how the simple act of sharing food brings people together. Our campaign is designed to remind Britain to do just that… but, of course, with a biscuit,” said Steve Fudge, Managing Director of Fudges.</p>
<p>Pitting the nation against one another, the survey found that people in Wales are the least generous with their food, with one in three revealing that they never share a meal with friends or family either in or out of the home. Conversely, those in London and Northern Ireland are the nation’s biggest sharers, with more than two thirds sharing food at least once a week.</p>
<p>Meanwhile, while women did emerge as the more generous of the sexes, one in four confessed to feeling angry when people assume they can take things off their plate, compared to just one in three men.</p>
<p>- ends -</p>
<p>*Research commissioned on behalf of Fudges by OnePoll (March 2012) 2,000 UK adults</p>
<p>Notes to editors:</p>
<p>• Fudges was founded by Percy Fudge in 1926 and the family has worked hard to preserve his legacy, adapting his award-winning savoury and sweet biscuits, delicious luxury cakes and indulgent treats to suit today’s discerning tastes.<br />
• Fudges’ range of sweet and savoury biscuits, cakes and flatbreads is available from most major supermarkets, delis and farm shops.</p>
<p>For further information, please contact:</p>
<p>Nicole Kennedy/Jenny Choules<br />
Richmond Towers Communications<br />
26 Fitzroy Square<br />
London<br />
W1T 6BT<br />
T: 020 7388 7421<br />
E: <a title="Sends email to: nicole" href="mailto:nicole@rt-com.com">nicole@rt-com.com</a>; <a title="Sends email to: jenny" href="mailto:jenny@rt-com.com">jenny@rt-com.com</a></p>
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		<title>Clubcard holders can now earn 250 points by quoting and buying Motorbike Insurance through Tesco Compare!</title>
		<link>http://pressrelease101.co.uk/uncategorized/29091/29091/</link>
		<comments>http://pressrelease101.co.uk/uncategorized/29091/29091/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 15:15:10 +0000</pubDate>
		<dc:creator>Giulia</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Retail]]></category>
		<category><![CDATA[Transportation]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[insurance comparison]]></category>
		<category><![CDATA[motorbike insurance]]></category>
		<category><![CDATA[Tesco Clubcard]]></category>
		<category><![CDATA[Tesco compare]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=29091</guid>
		<description><![CDATA[10th April 2012 Clubcard holders can now earn 250 points by quoting and buying Motorbike Insurance through Tesco Compare! Tesco Compare‘s limited promotion allows customers to take advantage of the opportunity to earn 250 points for Clubcard holders who quote and buy motorbike insurance through www.tescocompare.com before 30th April 2012. It has been launched as]]></description>
			<content:encoded><![CDATA[<p><em>10th April 2012</em></p>
<p><strong><a href="http://pressrelease101.co.uk/wp-content/uploads/2012/04/bike-insurance.jpg"><img class="alignright size-full wp-image-29092" src="http://pressrelease101.co.uk/wp-content/uploads/2012/04/bike-insurance.jpg" alt="" width="190" height="160" /></a>Clubcard holders can now earn 250 points by quoting and buying Motorbike Insurance through Tesco Compare!</strong></p>
<p>Tesco Compare‘s limited promotion allows customers to take advantage of the opportunity to earn 250 points for Clubcard holders who quote and buy motorbike insurance through www.tescocompare.com before 30th April 2012. It has been launched as a way of giving a little extra back.</p>
<p>The price comparison website allows customers to search a wide range of insurance policies covering up to 35 motorbike insurance providers. The results page has been designed to provide customers with all the relevant information they need, to choose the policy which is right for them.</p>
<p>The Tesco Compare Motorbike Insurance Comparison Service is provided by The Bike Insurer, a trading style of Vast Visibility Ltd.</p>
<p>Product Development Manager of Tesco Compare, Craig Monahan, said: <em>&#8220;Our aim is to basically make our customers’ lives easier; our site is quick, easy to use and provides very competitive prices if you then add this deal on top it is a strong incentive for customers to shop with us.&#8221; </em></p>
<p><strong><a href="http://www.tescocompare.com/motorbike.shtml"><img src="http://www.tescocompare.com/images/tesco/motorbike_clubcard/bike-insurance.jpg" alt="Motorbike Insurance" width="190" height="160" align="right" border="0" hspace="5" vspace="5" /></a>How does it work? </strong></p>
<p><strong>Opportunity </strong></p>
<p>The offer couldn’t be simpler. Customers quote and buy <a href="http://www.tescocompare.com/motorbike.shtml">motorbike insurance</a> through www.tescocompare.com before 30th April 2012. While quoting they enter their Clubcard number and after purchasing a policy will be awarded 250 points. See www.tescocompare.com for full terms and conditions.</p>
<p>Craig Monahan added:<em> &#8220;We believe the partnership with The Bike Insurer will help Tesco Compare assert itself as the price comparison site of choice for Bikers and Tesco Customers alike. We appreciate our customers and the 250 Clubcard points promotion is our way of saying thank you.&#8221;</em></p>
<p>In addition to bike insurance Tesco Compare offers a range of other services: It can also introduce people to comparison services for a number of other products including money, utilities and telecoms, as well a wider range of insurance products including car insurance and home insurance.</p>
<p><strong>*Terms and Conditions of the 250 Clubcard Points Offer for Motorbike Insurance</strong></p>
<p>250 Clubcard points will be awarded for motorbike insurance policies purchased from the 1st March to the 30th April 2012. The Clubcard must be in the policyholder’s name and the Clubcard number must be entered correctly when completing the details on tescocompare.com. An online quote must be fully completed before purchase. Failure to do so will mean the points will not be allocated to the Clubcard holder’s statement. Tesco Compare will notify the policyholder via email when the Clubcard points have been awarded. Points may be awarded up to ten weeks from purchase of the policy. If the policy is cancelled within two weeks of purchase then no Clubcard points will be awarded. Tesco Compare reserves the right to amend, vary or cancel these terms and conditions or to withdraw this promotion at any time. The Clubcard Scheme is administered by Tesco Stores. Tesco Stores are responsible for fulfilling points.</p>
<p><strong>For media enquiries please contact:</strong></p>
<p>Gemma Whitton: 0131 203 5516, or email gemma.whitton@tescobank.com</p>
<p><strong>Notes to editors: Tesco Personal Finance Compare Limited (trading as Tesco Compare) is part of the Tesco Personal Finance Group Limited, the financial services arm of the UK’s number one supermarket chain, which is fully owned by the Tesco Group. Tesco Personal Finance Compare Limited, registered in Scotland No.318925. Interpoint Building, 22 Haymarket Yards, Edinburgh EH12 5BH. Authorised and regulated by the Financial Services Authority.</strong></p>
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		<title>Barclays Business and FreeAgent partner to deliver automated bank data feeds</title>
		<link>http://pressrelease101.co.uk/financial/barclays-business-and-freeagent-partner-to-deliver-automated-bank-data-feeds/29014/</link>
		<comments>http://pressrelease101.co.uk/financial/barclays-business-and-freeagent-partner-to-deliver-automated-bank-data-feeds/29014/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 06:44:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=29014</guid>
		<description><![CDATA[Barclays Business and online accounting pioneer FreeAgent have joined forces to allow small businesses to automatically transfer transaction data from their bank to their accounting system. FreeAgent has been chosen as the first online accounting software to deliver automated data feeds direct from Barclays Business accounts &#8211; providing business customers with a simpler and more]]></description>
			<content:encoded><![CDATA[<p>Barclays Business and online accounting pioneer FreeAgent have joined forces to allow small businesses to automatically transfer transaction data from their bank to their accounting system.</p>
<p>FreeAgent has been chosen as the first online accounting software to deliver automated data feeds direct from Barclays Business accounts &#8211; providing business customers with a simpler and more secure way of staying on top of their bookkeeping.</p>
<p>Under the agreement, Barclays DataServices &#8211; the new service from Barclays Business &#8211; will securely and automatically export customers’ business account transactions and send the data directly to their FreeAgent accounts; saving customers time and reducing the risk of errors.</p>
<p>All Barclays Business customers with a FreeAgent account will be able to use Barclays DataServices completely free of charge, including customers who have Barclays’ award-winning MyBusinessWorks package.</p>
<p>Ed Molyneux, CEO and founder of FreeAgent, said: “Staying on top of the finances is one of the biggest challenges that small business owners face, so we’re delighted to launch this new automated bank feed capability with Barclays Business. By providing the ability to import bank data directly into FreeAgent, we’ll be giving customers an easier and more efficient way of managing their books than ever before.</p>
<p>“We know this intuitive new feature will be very popular with customers and we look forward to exploring how to integrate similar automated bank feeds for other FreeAgent users in the future.”</p>
<p>Richard Exton, Managing director of Clearlybusiness, the innovative arm of Barclays Business, added: “This shifts the dial significantly in terms of speed, ease and clarity for business accounts”.</p>
<p>FreeAgent provides an award-winning online accounting system specifically designed for small businesses and freelancers. Launched in 2007, it has rapidly grown a loyal community of thousands of customers. Since 2011, FreeAgent has been part of the award-winning MyBusinessWorks applications package that Barclays Business provides to its customers.</p>
<p>- ENDS -</p>
<p>About FreeAgent:</p>
<p>FreeAgent provides an award-winning online accounting system designed to meet the needs of small businesses and freelancers. Since launching its system in 2007, FreeAgent has rapidly grown a loyal community of thousands of customers, who pay either monthly or annually for access to its easy-to-use software.</p>
<p>FreeAgent is run by founders Ed Molyneux, Olly Headey and Roan Lavery, all former freelancers who created the system after discovering that there was no available finance tool on the market to give them a clear picture of their business accounts.</p>
<p>FreeAgent’s investors include Robin Klein at The Accelerator Group &#8211; one of Europe’s top investors who was named No 2 in Business XL magazine’s ‘Power Top 50 2011’. FreeAgent has won accolades at the SIFT Media Software Satisfaction Awards and British Accountancy Awards, as well as being listed in the prestigious PCPro A-List and the Guardian’s Techmedia Invest 100 list.</p>
<p>Since 2011, FreeAgent has been part of the award-winning MyBusinessWorks applications package that Barclays provides to its business customers. FreeAgent was also selected in 2010 to power the ‘IRIS OpenBooks’ online accounting system for IRIS Software, whose customers comprise around 50% of the 28,000 accountancy practices in the UK.</p>
<p>Try it for free at: <a title="Goes to website of: www.freeagent.com" href="http://www.freeagent.com/" target="_blank">www.freeagent.com</a><br />
Follow us on twitter: @freeagent</p>
<p>About Barclays Business</p>
<p>Barclays Business is the business banking arm of Barclays. It has over 770,000 customers with a turnover up to £5m that are a mixture of start ups, sole traders, partnerships and limited companies. We supported a record number of business start ups – over 100,000 new businesses in 2010.</p>
<p>Barclays services to SMEs include:</p>
<p>* A choice of business accounts that they can tailor to their needs and the provision of up to two years free banking to start-ups, subject to remaining in credit. * Day-to-day business banking support through a team of Business Managers who are available over the telephone for everyday and urgent banking needs.<br />
* Free consultations for businesses with a local accountant, marketing expert and solicitor to advise on topics such as the best legal status, how to advertise or draft supply contracts.<br />
* A free nationwide business seminar and workshop programme. This is designed to help business owners network and gain practical help on relevant challenges such as marketing, trading online or how to generate more business profits. We expect around 12,000 delegates to attend our business seminars this year.<br />
* Business management software that helps business customers complete their account work quickly and efficiently; support their hiring efforts; help back up their business data securely; and avoid late payment and bad debts.</p>
<p>Barclays Business named Business Bank of the Year at the UK’s National Association of Commercial Finance Brokers (NACFB) Industry Awards December 2011.</p>
<p>For more information, contact:</p>
<p>FreeAgent<br />
Adrian Mather, PR &amp; Social Media Manager<br />
email: <a title="Sends email to: adrian" href="mailto:adrian@freeagent.com">adrian@freeagent.com</a><br />
Tel: 0131 543 3163</p>
<p>Barclays Business<br />
Fishburn Hedges<br />
Zoe Gray, Anna Moulds, Martin Dyan<br />
email: <a title="Sends email to: BarclaysBusiness" href="mailto:BarclaysBusiness@fishburn-hedges.co.uk">BarclaysBusiness@fishburn-hedges.co.uk</a><br />
Tel: 0207 839 4321</p>
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		<title>The Royal Mint marks 100th anniversary of the Titanic with commemorative £5 coin</title>
		<link>http://pressrelease101.co.uk/financial/the-royal-mint-marks-100th-anniversary-of-the-titanic-with-commemorative-5-coin/29009/</link>
		<comments>http://pressrelease101.co.uk/financial/the-royal-mint-marks-100th-anniversary-of-the-titanic-with-commemorative-5-coin/29009/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 06:41:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=29009</guid>
		<description><![CDATA[The Royal Mint has released the Titanic £5 coin in remembrance of the 100th anniversary of the historic ships&#8217; maiden voyage in 1912. Designed by Royal Mint engraver, Lee Robert Jones, the coin commemorates a maritime legend. The Titanic coins depict the instantly recognisable profile of RMS Titanic with the goddess Thane looking down on]]></description>
			<content:encoded><![CDATA[<p>The Royal Mint has released the Titanic £5 coin in remembrance of the 100th anniversary of the historic ships&#8217; maiden voyage in 1912. Designed by Royal Mint engraver, Lee Robert Jones, the coin commemorates a maritime legend.</p>
<p>The <a href="http://www.royalmint.com/shop/titanic_2012_5_pound_alderney_brilliant_uncirculated" target="_blank">Titanic coins</a> depict the instantly recognisable profile of RMS Titanic with the goddess Thane looking down on the ship as it sails through the Atlantic Ocean. Erected on 26th June 1920 as a memorial to all those who died, the marble figure of the goddess stands in Belfast, home of the Harland and Wolff shipyard, the biggest in the world at the time, where Titanic was constructed.</p>
<p>Commenting on his design, Jones said: &#8220;My design is concerned with the spectacle of the ship and her story. Thane, the goddess of death, is to reflect the significance of the event; she symbolises respect and sorrow for the loss that ultimately occurred. Her stark silhouette contrasts with the detailed image of Titanic, cutting through the waves with purpose and pride.&#8221;</p>
<p>The first voyage of RMS Titanic, the largest passenger steamship in the world at the time, began on 10 April 1912, when she set sail from Southampton to New York, with 2,223 people on board. Owned by the White Star Line, the luxurious passenger liner was one of three sister &#8216;Olympic class&#8217; ships built to cater for the most elite passengers, her lavish fittings reflecting the opulence and elegance of the Edwardian age.</p>
<p>Late on the morning of 14 April 1912, RMS Titanic struck an iceberg leading to the ship sinking less than three hours later, a disaster that resulted in the loss of more than 1,500 lives.</p>
<p>Commenting on the new coin, Dr Kevin Clancy, Director of The Royal Mint Museum, said: &#8220;The story of Titanic has long captured imaginations. The passing of 100 years has not lessened the interest in the tragic outcome of her maiden voyage, the personal stories of those on board or the achievement of the iconic ship as a feat of British engineering. The Royal Mint’s coin will mark this occasion and, we hope, will be passed on to future generations to honour the lives that were lost, underlining the significance of RMS Titanic in British history.&#8221;</p>
<p>The Titanic Alderney* £5 coin has an uncompromising finish; struck to a higher quality than every day coinage. For more stand-out brilliance you can view <a href="http://www.royalmint.com/our-coins/ranges/silver-coins" target="_blank">silver coins</a> available from the Royal Mint. For further information, please visit <a title="Goes to website of: www.royalmint.com" href="http://www.royalmint.com/" target="_blank">www.royalmint.com</a>.</p>
<p>- Ends -</p>
<p>Notes to Editors:<br />
*The commemorative £5 coin is issued under the authority of the Channel Island of Alderney. The coin is legal tender in both the Channel Island and the UK, but it will not be issued into circulation. Alderney has issued commemorative coins since 1989.</p>
<p>About The Royal Mint<br />
The Royal Mint has a history dating back over 1,000 years. By the late thirteenth century the organisation was based in the Tower of London, and remained there for over 500 years. By 1812 The Royal Mint had moved out of the Tower to premises on London’s Tower Hill. In 1967 the building of a new Royal Mint began on its current site in Llantrisant, South Wales. There were estimated to be 28.6 billion UK coins in circulation at 31 March 2011, with a total face value of £3.8 billion &#8211; all manufactured by The Royal Mint. 1.1 billion UK coins were issued during 2010-11.</p>
<p>The Royal Mint&#8217;s Llantrisant site was recently chosen to host the Prime Minister David Cameron&#8217;s first government cabinet meeting in Wales.</p>
<p>For media enquiries, please contact<br />
Porter Novelli<br />
The Royal Mint Press Office<br />
31 St Petersburgh Place<br />
London<br />
W2 4LA<br />
0207 853 2390<br />
<a title="Goes to website of: www.royalmint.com" href="http://www.royalmint.com/" target="_blank">www.royalmint.com</a></p>
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		<title>Currencies.co.uk Launch New Online Property Portal</title>
		<link>http://pressrelease101.co.uk/financial/currencies-co-uk-launch-new-online-property-portal/28989/</link>
		<comments>http://pressrelease101.co.uk/financial/currencies-co-uk-launch-new-online-property-portal/28989/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 06:33:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28989</guid>
		<description><![CDATA[Buckinghamshire, UK, (17th February, 2012) – Currencies.co.uk, a leading foreign currency exchange provider, have launched a new online property portal, ‘Propertyline’. Propertyline specialises in the buying and selling of overseas properties, featuring on their website property types such as city apartments, luxury villas, town houses and country retreats. Propertyline has thousands of properties to choose]]></description>
			<content:encoded><![CDATA[<p>Buckinghamshire, UK, (17th February, 2012) – Currencies.co.uk, a leading foreign currency exchange provider, have launched a new online property portal, ‘Propertyline’.</p>
<p>Propertyline specialises in the buying and selling of overseas properties, featuring on their website property types such as city apartments, luxury villas, town houses and country retreats. Propertyline has thousands of properties to choose from, all of which are situated in sought-after locations across the world, including Greece, Spain, France, the Caribbean and Portugal.</p>
<p>Propertyline is able to offer competitive currency exchange deals through Currencies.co.uk, in addition to their property advertising and purchasing services, as part of their efforts to provide a comprehensive and convenient service to their clients.</p>
<p>A spokesperson for Currencies.co.uk commented: “Propertyline is designed to assist the millions of people in the UK who are considering investing in a property abroad, as well as those who are considering selling an apartment, villa or any other home overseas.</p>
<p>“Any agent that works with Currencies.co.uk can even advertise on the Propertyline website free of charge, so there’s no better time to take advantage of what this brand new website has to offer.”</p>
<p>For more information about Currencies.co.uk, call them on 0800 328 5884 (international +44(0)1494 725353) or visit their website at www.currencies.co.uk.</p>
<p>About Currencies.co.uk:</p>
<p>Currencies.co.uk is a leading foreign exchange providers and the first choice for thousands of businesses and individuals to save money when transferring funds. The well-established, award-winning company provides a friendly, efficient service to people moving money for everything from purchasing overseas properties to emigration and investment abroad. In the past ten years Currencies.co.uk has helped over 30,000 Britons to buy and sell property overseas.</p>
<p>Contact:<br />
Stephen Hughes<br />
Foreign Currency Direct PLC<br />
Currencies Mews<br />
Badminton Court<br />
Old Amersham<br />
Buckinghamshire<br />
HP7 0DD<br />
Free phone: 0800 328 5884<br />
International: 0044 1494 725353<br />
Email: info@currencies.co.uk</p>
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		<title>Consumers Wary of Mobile Payments</title>
		<link>http://pressrelease101.co.uk/financial/consumers-wary-of-mobile-payments/28859/</link>
		<comments>http://pressrelease101.co.uk/financial/consumers-wary-of-mobile-payments/28859/#comments</comments>
		<pubDate>Thu, 15 Mar 2012 10:12:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28859</guid>
		<description><![CDATA[For immediate release – Thursday, 15 March, 2012 • 60 per cent of consumers would avoid using their mobile when paying for goods • Security issues were the biggest concern for shoppers The majority of consumers would avoid paying for goods and services via their mobile phone if offered the technology, according to exclusive research]]></description>
			<content:encoded><![CDATA[<p>For immediate release – Thursday, 15 March, 2012</p>
<p>• 60 per cent of consumers would avoid using their mobile when paying for goods<br />
• Security issues were the biggest concern for shoppers</p>
<p>The majority of consumers would avoid paying for goods and services via their mobile phone if offered the technology, according to exclusive research from leading shopping website VoucherCodes.co.uk.</p>
<p>Mobile payment systems, where consumers use a chip embedded in their smartphones to pay for goods and services, have the potential to revolutionise the way we shop and are becoming increasingly common in the UK. However according to the survey of 2,000 UK adults  conducted by OnePoll, over 60 per cent of consumers would avoid paying via their mobile and a further 17 per cent would be interested, but would be worried about the systems working.</p>
<p>The most common reason for avoiding mobile payments were fears over safety, with over a third of consumers (36 per cent) worrying about the security of the technology. Around one in five (17 per cent) would worry about losing their mobile and being stranded without phone or money.</p>
<p>Unsurprisingly, younger consumers would be more comfortable using their phones as payment tools than older consumers, with 48 per cent of 18-25 year olds willing to adopt the technology, versus just 20 per cent of those aged over 55 years. Interestingly, only a third of women (33 per cent) would embrace mobile payments, versus around half of men surveyed (48 per cent).</p>
<p>The wariness around these technologies may be explained by the lack of information about how the systems that are out there. Well over half of respondents (55 per cent) were unable to name a single service that lets them transact through their mobile, showing there is still a lot of work to do before the technology goes mainstream.</p>
<p>Duncan Jennings, co-founder of VoucherCodes.co.uk commented: “Mobile payment technology is already widely used in other parts of the world and we can expect the UK to join the party sooner rather than later. The flexibility of the technology will offer a huge range of benefits for consumers, from easy to manage electronic receipts, to location based offers and discounts that get sent to a shoppers phone when they enter the store. The possibilities for mobile payments are endless and could revolutionise the shopping experience.</p>
<p>“However, as our research shows, the UK has a long way to go before mobile payment technology is accepted by consumers. While the number of outlets where smartphone payment is possible increases every day, providers need to start engaging with the public, allay their concerns around security and educate them on the benefits of this exciting new technology.”</p>
<p>- Ends -</p>
<p>Notes to editors:<br />
OnePoll carried out a survey of 2000 British adults between 1st and 3rd March 2012.</p>
<p>For more information please contact:<br />
Duncan Skehens<br />
PR Manager<br />
VoucherCodes.co.uk<br />
020 3597 7495<br />
duncan.s@VoucherCodes.co.uk</p>
<p>About VoucherCodes.co.uk:<br />
VoucherCodes.co.uk brings together the best voucher codes, 2-for-1 restaurant vouchers, printable vouchers, deals and sales for hundreds of leading online stores to help save you more money.</p>
<p>VoucherCodes.co.uk works with the UK’s favourite retailers and restaurants covering every imaginable product and service, so no matter what our customers are looking for we’re sure to have a great voucher code to help save them money.</p>
<p>Over 5 million smart money savers subscribe to our weekly newsletter. Sent out every Tuesday morning, it brings together a handpicked selection of the twenty best voucher codes packed with exclusive codes for a huge range of stores and activities.</p>
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		<title>HOUSEHOLD BUDGETS STILL BEING SQUEEZED</title>
		<link>http://pressrelease101.co.uk/financial/household-budgets-still-being-squeezed/28810/</link>
		<comments>http://pressrelease101.co.uk/financial/household-budgets-still-being-squeezed/28810/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 08:10:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28810</guid>
		<description><![CDATA[Equifax research reveals that for over a third of consumers, up to 75% of monthly wages is already accounted for on payday. And 1 in 5 have none of their salary left a week before the next payday London, 12th March 2012 – Escalating food costs, mortgage repayments and the price of fuel are the]]></description>
			<content:encoded><![CDATA[<p>Equifax research reveals that for over a third of consumers, up to 75% of monthly wages is already accounted for on payday. And 1 in 5 have none of their salary left a week before the next payday</p>
<p>London, 12th March 2012 – Escalating food costs, mortgage repayments and the price of fuel are the biggest financial fears for consumers according to the latest research from online credit information expert, Equifax. In its survey* of over 600 consumers, conducted at the end of February 2012, over a quarter (25.6%) said their biggest financial fear for this year is the rising cost of food. This was closely followed by worry about not being able to make their mortgage repayments (24%) and the increase in fuel costs restricting car usage (14.3%).</p>
<p>Neil Munroe, External Affairs Director, Equifax believes that fuelling these fears is the fact that for many consumers a large proportion of their salary is already accounted for on payday. And for nearly half of those surveyed, they have less than 5% or no funds left with a week to go before the next payday.</p>
<p>“These figures probably won’t surprise many people as they continue to manage on salaries that haven’t increased for a year or more, whilst food and fuel costs have risen significantly”, said Neil Munroe. “But this emphasises how absolutely vital it is for consumers to have a complete insight into their financial commitments so that they can reduce the chances of getting caught out.”</p>
<p>When Equifax asked customers if they felt financially secure at the start of 2012, over half said no. And the main cause of this was the rise in the cost of living (71.2%). However, not having any savings to fall back on (55.9%) was also cited.</p>
<p>“Our latest data shows the scale of apprehension amongst consumers, undoubtedly for many prompted by the fact that they have had a pay freeze for the last year or have not yet had a pay rise this year”, continued Neil Munroe.</p>
<p>“It is more important than ever, therefore, that consumers ensure they set budgets and make sure they are keeping on top of their debt and meeting their credit repayments. The worse thing they can do is bury their heads in the sand, as any missed payments now could impact their ability to get new credit in the future.”</p>
<p>In the current climate, the key is for consumers to be as informed as possible in order to manage their finances. The <a href="http://www.equifax.co.uk/Products/credit/credit-report.html" target="_blank">Equifax Credit Report</a>, with the facility to access credit information free for the first 30 days, gives consumers a valuable insight into their credit status. Accessible simply by logging onto <a title="Goes to website of: www.equifax.co.uk" href="http://www.equifax.co.uk/" target="_blank">www.equifax.co.uk</a> it is designed to help individuals understand their credit file and see what lenders see to assess new credit applications. It also includes expert tips and advice to help consumers take the right steps to manage their finances and navigate through life’s challenges.</p>
<p>If customers’ does not cancel before the end of the 30 Day Free Trial, the service will continue at £6.99 per month, giving them unlimited online access to their credit information and weekly alerts on any changes to their credit file. It also includes an online dispute facility to help them correct any errors on their credit file simply and quickly.</p>
<p>*Source &#8211; Equifax Financial Outlook Survey 2012 – 600 respondents</p>
<p>For further press information please contact: Louise Fowler, Clare Watson or Wendy Harrison at HSL on 020 8977 9132 / Fax: 020 8977 5200 or Email: <a title="Sends email to: louise" href="mailto:louise@harrisonsadler.com">louise@harrisonsadler.com</a><br />
About Equifax</p>
<p>Equifax is a global leader in consumer, commercial and workforce information solutions, providing businesses of all sizes and consumers with information they can trust. We organize and assimilate data on more than 500 million consumers and 81 million businesses worldwide, and use advanced analytics and proprietary technology to create and deliver customized insights that enrich both the performance of businesses and the lives of consumers.</p>
<p>Headquartered in Atlanta, Equifax operates or has investments in 17 countries and is a member of Standard &amp; Poor’s (S&amp;P) 500® Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. For more information, please visit <a title="Goes to website of: www.equifax.co.uk" href="http://www.equifax.co.uk/" target="_blank">www.equifax.co.uk</a>.</p>
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		<title>Standard Life reveals &#8220;Don&#8217;t spend what you don&#8217;t have&#8221; as top money saving tactic in UK</title>
		<link>http://pressrelease101.co.uk/financial/standard-life-reveals-dont-spend-what-you-dont-have-as-top-money-saving-tactic-in-uk/28804/</link>
		<comments>http://pressrelease101.co.uk/financial/standard-life-reveals-dont-spend-what-you-dont-have-as-top-money-saving-tactic-in-uk/28804/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 08:06:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28804</guid>
		<description><![CDATA[Research carried out for Standard Life suggests that, in the last three years, 5.3 million additional UK adults* have started adopting money saving habits, such as reviewing their utility providers, going online to find the best deals and using online voucher codes to save money. According to Standard Life&#8217;s &#8216;Financial Efficiency&#8217; research, the recent downturn]]></description>
			<content:encoded><![CDATA[<p>Research carried out for Standard Life suggests that, in the last three years, 5.3 million additional UK adults* have started adopting money saving habits, such as reviewing their utility providers, going online to find the best deals and using online voucher codes to save money. According to Standard Life&#8217;s &#8216;Financial Efficiency&#8217; research, the recent downturn has now encouraged more than nine out of ten (91%) of us to engage in financially efficient behaviours.</p>
<p>But the most popular tactic, adopted by three in five people (57%), is a common sense approach &#8211; avoid spending what they don&#8217;t have and running up a debt on credit and store cards. Around 6.1 million more people are making sure they &#8220;don&#8217;t spend what they don’t have**&#8221;.</p>
<p>The research also shows that half of the UK (50%) regularly makes sure they shop around for the best prices at places such as the supermarket. Looking at those adults who could recall their habits three years ago in 2009, an increased number have turned to online voucher codes and loyalty cards to save money, and have also started budgeting. A third of people in the UK (30%) now set a weekly or monthly budget; up from only one in five (22%) saying they did so in 2009.</p>
<p>Yet the findings also suggest that in the last three years, there has been no change in the number of people seeking <a href="http://www.standardlife.co.uk/1/site/uk/financial-education/financial-help" target="_blank">financial advice</a> (8%) and only one in six (17%) is currently planning their finances to make the most of tax breaks from products such as <a href="http://www.standardlife.co.uk/1/site/uk/investing/products/stocks-and-shares-isa" target="_blank">stocks and shares ISAs</a> and pensions.</p>
<p>Commenting, Standard Life&#8217;s Julie Russell said: &#8220;The results show just how well many of us are doing when it comes to setting budgets, shopping around and genuinely looking to get the best out of our money. And it&#8217;s great to hear that so many more people are determined not to run up card debt.</p>
<p>&#8220;Our research also shows that only a few of us are being quite so savvy when it comes to saving. That&#8217;s perhaps unsurprising in the current climate when the focus for many is on paying down debt and making ends meet. But that’s also why it&#8217;s so important to make sure we are getting the best returns on anything we are actually able to save. That means using ISAs which are really tax efficient, and not missing out on tax breaks offered by <a href="http://www.standardlife.co.uk/1/site/uk/pensions/products/sipp" target="_blank">private pension</a> contributions, for example. Efficiently managing whatever we are able to save can make a huge difference to both our weekly budget and our long term plans.&#8221;</p>
<p>Notes to Editors<br />
All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 2054 adults. Fieldwork was undertaken between 23rd &#8211; 27th February 2012. The survey was carried out online. The figures have been weighted and are representative of all UK adults (aged 18+).<br />
*There are 48,478,300 adults in the UK. In 2009, 80% of UK adults (38,782,640) recall adopting financially efficient behaviours. This grew by 11% to 91% in 2012, meaning an additional 5,332,613 people adopted these behaviours.<br />
**Research shows that 44.67% of people recalled focusing on &#8220;not spending what they don’t have&#8221; in 2009, but 57.31% take this tactic in 2012. That’s a 12.64% difference of 5.8 million people.</p>
<p>About Standard Life<br />
Established in 1825, Standard Life is a leading long term savings and investment company, with around six million customers internationally. By understanding its customers and offering innovative products to meet their needs, Standard Life helps people with their financial planning, so they can feel more confident about the future.</p>
<p>Standard Life provides a range of individual and group pensions, SIPPs, ISAs, annuities, life assurance, offshore bonds, investment management, wealth management, tax planning and estate management services.</p>
<p>PR Contact:<br />
Matthew Pittam<br />
Standard Life<br />
Ground Floor<br />
Caledonian Exchange<br />
19a Canning Street<br />
Edinburgh<br />
EH3 8EG<br />
0131 245 4961<br />
<a title="Goes to website of: www.standardlife.co.uk" href="http://www.standardlife.co.uk/" target="_blank">www.standardlife.co.uk</a></p>
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		<title>How to claim PPI: the easy way</title>
		<link>http://pressrelease101.co.uk/financial/how-to-claim-ppi-the-easy-way/28795/</link>
		<comments>http://pressrelease101.co.uk/financial/how-to-claim-ppi-the-easy-way/28795/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 12:08:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28795</guid>
		<description><![CDATA[PPI or Payment Protection Insurance is designed to cover a debt that is currently outstanding. It protects the customers from financial obligations. It covers a loan or overdraft for a period of 12 months. After this time period; borrower must find another means to repay the debt. PPI may be mis-sold to the person. It]]></description>
			<content:encoded><![CDATA[<p>PPI or Payment Protection Insurance is designed to cover a debt that is currently outstanding. It protects the customers from financial obligations. It covers a loan or overdraft for a period of 12 months. After this time period; borrower must find another means to repay the debt.</p>
<p>PPI may be mis-sold to the person. It may be by banks or credit providers or some misleading agents. It may happen to those who are unable to understand the details of PPI. There are situations when banks may mis-sell their PPI and make their money. But now this is not possible as there are some new rules which banks have to follow in order to maintain their goodwill and also they don’t want to move their cases to courts and claimant can claim back PPI.</p>
<p>Payment Protection Insurance is reclaimed when it is mis-sold. A borrower can claim back PPI and all the amount of insurance with interest  by claiming for PPI. If a borrower is unemployed then careful assessment should be taken. With the increasing complaints against mis-selling of PPI, banks are now more alert and take serious actions towards it. Banks are now set aside a fund by which they compensate the amount of insurance to their customers.<br />
But how to claim PPI?</p>
<p>If you are thinking about claiming back PPI, then you can stick to Lloyds. Again, you might be wondering How to claim PPI from Lloyds? Now before we tell you how to claim PPI from Lloyds, here is more on PPI claims.</p>
<p>If any company is found guilty of mis selling the Payment Protection Insurance then are fined by the Financial Services Authority. Claims against mis-selling of PPI have been increasing and it came in view when customers of banks made charge against banks relating to unfair bank charges.</p>
<p>The latest reports indicate an increasing level of payment protection insurance. However if the credit facility is used and balance is not paid in full each month then borrower is charged as a premium for the insurance between 0.78% and 1% or £0.78 to £1.00 for every £100 which is a balance of their current card balance on a monthly basis. The cost of single premium policy increase when interest is charged on the premiums. Claiming PPI from Lloyds is friendly when compared from any other institution. Lloyds provides an easy to understand process to ensure you get your hard-earned money back,</p>
<p>Contact Capital Claims</p>
<p>Opening Hours:<br />
Monday to Friday: 9am &#8211; 5pm</p>
<p>http://www.howtoclaimppi.org/</p>
<p>Email: enquiries@howtoclaimppi.org</p>
<p>Capital Claims<br />
4th Floor<br />
135 Buchanan Street<br />
Glasgow<br />
G1 2JA</p>
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		<title>Get your hands on gadget insurance!</title>
		<link>http://pressrelease101.co.uk/uncategorized/get-your-hands-on-gadget-insurance/28780/</link>
		<comments>http://pressrelease101.co.uk/uncategorized/get-your-hands-on-gadget-insurance/28780/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 15:29:41 +0000</pubDate>
		<dc:creator>Giulia</dc:creator>
				<category><![CDATA[Announcement]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Computers]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[price comparison]]></category>

		<guid isPermaLink="false">http://pressrelease101.co.uk/?p=28780</guid>
		<description><![CDATA[March 08, 2012 Tesco Compare now offers consumers gadget insurance as the comparison site joins forces with providers, Protectyourbubble.com and Gadget Cover. The move marks Tesco Compare’s continual drive to add new partners and services that will give consumers greater choice when looking for deals on insurance, money and utilities products. Protectyourbubble.com and Gadget Cover]]></description>
			<content:encoded><![CDATA[<p>March 08, 2012</p>
<p><a href="http://pressrelease101.co.uk/wp-content/uploads/2012/03/TC-logo.png"><img class="alignright size-medium wp-image-28782" src="http://pressrelease101.co.uk/wp-content/uploads/2012/03/TC-logo-300x52.png" alt="" width="300" height="52" /></a></p>
<p>Tesco Compare now offers consumers <strong><a href="http://www.tescocompare.com/gadgets/gadget_insurance.shtml">gadget insurance </a></strong>as the comparison site joins forces with providers, Protectyourbubble.com and Gadget Cover.</p>
<p>The move marks Tesco Compare’s continual drive to add new partners and services that will give consumers greater choice when looking for deals on insurance, money and utilities products. Protectyourbubble.com and Gadget Cover have been providing insurance for many years, offering cover for devices such as iPhones, sat navs, video cameras, iPads, games consoles and Ipods in the event of theft, loss or damage.</p>
<p>Typical types of insurance available from the providers include cover for multiple gadgets, and usage abroad &#8211; which can be individually-tailored.</p>
<p>Vikki Macleod, Tesco Compare’s Commercial Director, said: “We are pleased to be working with both providers. Alongside giving a broader selection of services, we are introducing people to more bespoke forms of insurance. Gadgets are expensive to replace and mean a lot to people. That’s why consumers can search for a gadget insurance deal.”</p>
<p>People are carrying around more gadgets than ever before increasing the risk of theft, loss and breakage. Gadgets, particularly mobile phones, are vital to people and an integral part of their life. Whether the gadget is a laptop, smart phone or camera, many people have at least one gadget they rely on considerably.  Insurance can ease the financial burden if someone’s beloved gadget is lost, stolen or accidentally damaged. <ins cite="mailto:Jo%20Sim" datetime="2012-02-10T10:04"></ins></p>
<p>Vikki Macleod summed up: “Teaming up with both providers underlines our commitment to expanding our offering alongside our existing services. Introducing people to gadget insurance demonstrates our dedication to evolving with the needs of the modern customer.”</p>
<p>Why not get your hands on gadget insurance? Look for a deal on <a title="gadget insurance" href="http://www.tescocompare.com/gadgets/gadget_insurance.shtml">www.tescocompare.com/gadgets/gadget_insurance.shtml</a></p>
<p>&nbsp;</p>
<p><strong> </strong></p>
<p><strong>For media enquiries please contact:</strong></p>
<p>Gemma Whitton: 0131 203 5516, or email gemma.whitton@tescobank.com</p>
<p>Notes to editors: Tesco Personal Finance Compare Limited (trading as Tesco Compare) is part of the Tesco Personal Finance Group Limited, the financial services arm of the UK’s number one supermarket chain, which is fully owned by the Tesco Group. Tesco Personal Finance Compare Limited, registered in Scotland No.318925. Interpoint Building, 22 Haymarket Yards, Edinburgh EH12 5BH. Authorised and regulated by the Financial Services Authority.</p>
<p>&nbsp;</p>
<p><strong>Tesco Compare </strong></p>
<ul>
<li>Tesco Compare is a comparison site, based in the UK. Since our launch in 2007, our business activities have extended to facilitate the introduction of a wide range of comparison services.</li>
<li>Our own principal comparison services are for car and home insurance to which we compare over 60 and 20 providers respectively.</li>
<li>Products compared by third party suppliers include: Money (credit cards, loans, mortgages, current accounts and savings accounts). Insurance (business, life, van, motorbike, travel and health). Utilities (broadband, mobile broadband, home phone, digital TV and gas &amp; electricity). We also provide customers with links to pet and breakdown insurance providers.</li>
<li>Our aim is to introduce customers to fair prices and deals from a range of leading brands.</li>
<li>We believe that comparison sites should be about more than just the lowest price so our comprehensive comparison service helps you search and compare a wide range of products and providers by feature as well as price.</li>
</ul>
<p>&nbsp;</p>
<p>Ends.</p>
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