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Survey Reveals Britain’s Most Useless Gadgets
Sep 6th
Electric candles have been named the most useless gadget of all time.
The flameless candles look just like their traditional counterparts but don’t need to be lit and are powered by batteries or electricity. Some even flicker like a real candle.
But it seems they haven’t won over the nation, with the device coming top in the poll of most useless gadgets ever created. Second place went to electric nail files, while laser-guided scissors came third.
Stephen Ebbett from gadget insurer Protectyourbubble.com, which carried out the study, said: ‘’Some gadgets might seem like a great idea when you first see them, but often, once you get them home, you soon realise you have no use for them.”
‘’We seem to be drawn in when we see a gadget which looks like it could make our lives easier, but in reality, they are more likely to spend their lives sitting at the back of a cupboard. Some are even left in the wrapper.”
‘’But sometimes, as is the case with the electric candle, it can be just as quick and easy to go for the normal version instead of a fancy gadget.’’
Fourth place in the poll of 3,000 Brits is the breadmaker which allows people to easily bake their own bread. The egg slicer was at number five, followed by the egg boiler and back scratcher. Electric fluff removers, a fondue set and a mini disk player completed the top ten.
Other useless gadgets to feature in the top 20 include the classic Sodastream at number 15, a teasmade at 17 and a foot spa at 19.
But the mobile phone was named as the best gadget of all time, closely followed by the iPhone, digital camera, laptop and sat nav.
Researchers also found that three quarters of people have bought a gadget they have rarely or never used, with almost 30 per cent admitting to taking something back to the shop because they thought it was useless.
And more than half have regretted buying a gadget because once they got it home they realised they had no use for it.
Worryingly, the study also revealed that the average Brit will spend more than £540 on things they will never use over a lifetime.
Stephen Ebbett from Protect your bubble added: ‘’Whilst many gadgets are destined for the back of the cupboard, some like the mobile phone and laptop have become indispensable – so it pays to get them insured.”
Top 20 most useless gadgets of all time
1. Electric candles
2. Electric nail files
3. Laser guided scissors
4. Bread maker
5. Egg slicer
6. Egg boiler
7. Back scratcher
8. Electric fluff remover
9. Fondue set
10. Mini disk player
11. Yoghurt maker
12. Back Massagers
13. Cocktail shaker and stirrer
14. Electric carving knife
15. Sodastream
16. Facial tanners
17. Teasmade
18. Waffle iron
19. Foot spa
20. Towel warmer
Top ten gadgets of all time
1. Mobile phone
2. iPhone
3. Digital camera
4. Laptop
5. GPS/Sat nav
6. PC
7. iPod
8. Sky+
9. Digital photo frame
10. Flat screen TV
Contact: Stephen Ebbett, Marketing, Protect your bubble.
Email: stephen.ebbett@protectyourbubble.com
Notes to editors
For those gadgets that aren’t useless, Protect your bubble offers gadget insurance for iPhones, cameras, laptops, camcorders, notebooks, Blackberry devices, iPods, iPads, mobile phones, game consoles, MP3 players, PC’s, PDA’s, Macbooks and satnavs from £1.49 a month.
About Protect your bubble
www.protectyourbubble.com is an online insurance provider trying to make personal insurance simple, easy and uncomplicated – from buying a policy to making a claim. It currently offers gadget, travel, personal emergency, home emergency, car, life, car hire, home and pet insurance.
Health Insurance – The Key to Achieving Most Things in Your Life
Sep 6th
September 4, 2010 MAINE – Most of the world are slowly getting back on their feet after the recent recession, where the repercussions were felt globally. Almost everyone was badly hit, and due to this money crunch many are trying to cut corners in every possible way. What most people don’t realize, however, is how important it is to take out a health insurance plan.
A short term health insurance plans is a good option for those who are still recovering from the financial crunch. Short term plans can stretch from a minimum of one month to a maximum of one year. It is ideal for students who are just out of college searching for a job, but it is also for people of any group. They could be in-between jobs, or considering taking a new one soon. It is also tailor – made for individuals who have never taken a health care coverage.
According health insurance blue book, it is important to choose a health insurance plan to ease the mind, and satisfy as far as the medical expenses are concerned. It is not a good idea to take a plan that does not suit the person’s priorities. This is especially important to keep in mind when seeking a health care coverage plan.
The one advantage with short term health coverage is that the same can be shifted to a long term whenever the person wants to. Taking health coverage is securing the one thing most valuable to everybody in this world – their health.
About The Health Insurance Blue Book
If you would like more information about this topic, or just want to compare which health plan is the most suitable visit the website http://www.healthinsurancebluebook.com. The online guide www.healthinsurancebluebook.com is for many types of health insurance plans. The site provides information on self employed health insurance plans, short term health insurance quotes as well as many other health insurance plans.
INSTANT DEBIT CARD LOANS:- Your debit card can get you quick cash help
Sep 1st
Today, due to hard and fast life a salaried person may find it too hard accomplish his demands. In such a situation people may need extra financial support for help. Now your debit card can get you instant monetary help. The lenders of UK have started issuing fast money by seeing your debit card as a proof. They don’t demand any typical collateral in the form of an asset or other physical property. Rather they ask you to show them that you have a debit card as a guarantee and they issue you the loans of the amount as per your capability. You may have instant money on the basis of a card only through these loans.
According to Mr. Aaron Roger CEO of http://www.debitcardloanspayday.co.uk/The fast loans are becoming popular with the urgent needs of the borrowers in the UK. They want to have instant cash on any cost. So, they look for the best loans which may suit their needs. These loans best met their all needs. That is the reason that they apply for these loans with full ease and comfort.
They may apply for these loans through online mode. This method would suit these loans the best as the fast money is easily available through this method only. So, the lenders may also provide you the money through these loans within 24 hours if you apply online.
These loans are mostly provided for a short term only. So, you have to use the loan amount for fulfilling your urgent demands and pay them back on time.
Carlyle Finance offers centralisation and friendly support to its dealerships
Aug 23rd
Llanishen, Cardiff ( PressRelease101 ) August 23, 2010 – On one hand there are finance organisations that function in a timely manner; they process proposals and pay- out effectively because they operate from one centralised location. Whilst it seems that this set up is ideal in offering the best car loan service it is only admirable until problems arise. Should contact need to be made, dealerships are known as a mere number in a crowd.
On the other hand, it could be decided that what is needed is a finance organisation that tries to offer the best car loan service through understanding problems, and spends time to help resolve issues. However, this comes at a cost and that cost is time. It tends to mean proposals and payouts are slower- being of a more traditional nature operated through local branches. With money invested into problem solving, money is taken out of investments in speedy operations, meaning this isn’t always the best car loan option in terms of pure efficiency.
With opposing sides of the marketplace it is sometimes difficult to decide which finance organisation is going to add the most value. With such a decision to be made, Carlyle Finance has the answer.
Carlyle Finance has proved that it operates extremely effectively from a centralised location, being able to process proposals and payouts quicker than any other finance organisation and has invested heavily in its customer service teams to ensure dealerships are heard and the right support is given.
Carlyle Finance has grown by 70% in the past year with some of the fastest business operations. Its turnaround times for April averaged 30 minutes, with underwriting averaging 18 minutes and BACS payments averaging an impressive 46 minutes. This is coupled with average service standards rating 8.5 out of ten over the past ten months, measured through its operations and effectiveness in building quality relationships. This proves that Carlyle is exceptionally successful in providing a rounded service.
Karl Werner, Head of Sales and Marketing at Carlyle Finance reflects, “We are dedicated to offering the fastest operations and the highest level of support so that dealerships get the best car loan service on the market. Many will say that if you want speed then you choose a centralised finance company but if you want personal service and a friendly voice on the end of the phone you choose a local branch proposition. The modern motor-retailing market is not that black and white and Carlyle Finance have proven that speed and efficiency or service and relationship are not mutually exclusive.
Editorial Notes
Carlyle Finance Background
Carlyle Finance, which has been operating for over 30 years is part of WesBank, South Africa’s largest financer of cars, itself part of FirstRand Bank Limited.
Carlyle Finance provides a full portfolio of finance products and services including car stocking facilities, relying exclusively upon motor retailers for its sales.
WesBank’s main objective is to dominate in whichever market it enters and therefore require people who have the potential, skills, and ability to achieve the organisation’s goal. WesBank’s mission statement and shared values gives a good insight to its culture.
Mission Statement
WesBank is to be the acknowledged leaders in instalment credit in terms of Customer Service, Profitability and Size.
Shared Values
Underlying the success of WesBank are four shared values that have service standards to each value.
Carlyle Finance, Ground Floor, Lambourne House, Lambourne Crescent, Cardiff Business Park, Llanishen, Cardiff, CF14 5GL. Carlyle Finance is a division of FirstRand Bank Limited (London Branch), a branch of FirstRand Bank Limited.
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Same Day Loans- Easy Relevant of Funds
Aug 18th
Same day loans are people to help the borrower to meet his debit requirement. The advanced payment is available in a short volume. The approval of this finance loans does not require you to undergo the normal loans procedure and submit documents. This Loans can be apply for online and it approval within any 24 hours.
These Loans are usually upper for these loans as they are cash loans. Any thing of expense that erupts suddenly such as paying bills, and any charges and repairing of a auto can be dispensed with this cash.
The Any criterion needs to be fulfilled in order to avail same day loans. They are any follows;
• The people borrower must be a permanent citizen of UK.
• He have to a must current account
• He should be a employee of any organization for at least five months.
• The income proof should be backed by a check account and their age proof.
The use time period for recheck payment of a advances ranges from 1-30days. The advanced repayment ranges from£500- £ 1500.The borrower is also given the benefit to opt for flexible repayment any schemes.
Same Day Loans can also be applied for online. Online procedures make this loans more free and simple. Thus a very large number of people opt for this of application. If you submit your application for such credit during business hours you can get the cash repayment within 24 hours.
For more information about same day loans please visit here http://www.coloanuk.co.uk
Cheap Auto Insurance is Now Easier to Find Online
Aug 17th
USA – August 17, 2010 – A new website recently surfaced aiming to put an end to the frustrations that customers experience when finding cheap auto insurance quotes through calling and other slow methods. The website is called CarInQuotes and it currently covers all areas of the United States so people have a common place to visit. The site keeps tracks of the best auto insurance companies that are trustworthy and present better deals than others. With its vast selection, customers still have the freedom of choice and can choose which insurance company to stay with once they compared the other options.
Site promoter Xavier Burns highlights the importance of finding auto insurance online by saying, “The internet has created things much simpler for all of us. You will help save quite a great deal of time and money seeking the very same info on the web. All credible insurance coverage businesses have an on the net presence and are simply accessible. You can also download the insurance plan forms and make payments on the web.”
The home page located at carinquotes.com immediately presents some form fields along with some links to help customers get started immediately. The site covers all major vehicle types ranging from ordinary cars to scooters and RVs. Interested searchers can get immediate access to cheap auto insurance links without the need of registration. There is also a link that shows some of the auto insurance companies that are included in the site’s database. Familiar companies such as Allstate, AAA Insurance, and MetLife are in the list.
The website aims to be very simple and accessible so customers can get their car insurance quotes in the quickest time possible. Multiple quotes are obtainable no matter what type of vehicle is owned. Currently, CarInQuotes.com supports insurance quotes for scooters, motorcycles, RVs, and cars. It promises customers to get what they need by performing two steps. All of these companies are briefly described in this page. To guide customers towards the most affordable rates, visitors are asked to input the ZIP code so a smaller list is generated.
The different insurance companies are listed as a resulted and are coupled with their respective logos along with their best features and strengths. Results including their descriptions are displayed on the same page for comparison purposes. Each insurance company is also clickable leading to the official site of the company. It is also opened in a new window upon clicking so users can check out the other insurance companies in the list of results.
The site presents an alternative method in getting a larger list of insurance companies which involves users to access the drop-down box on the bottom portion of the website. This drop-down box contains all the US states so they can see a list of any affordable insurance companies within that state.
To learn more about auto insurance in general, visitors have free access to the news section also found below the home page as well as access to a collection of articles found in the “Articles” section. The information listed aims to help beginners that want to know why auto insurance is so important and experienced car owners that are not contented with their current auto insurance status.
CarInQuotes claims that finding the cheapest auto insurance quotes is going to save hundreds of dollars while allowing the best insurance companies to stay in the competition.
For more information, press only:
CarInQuotes, (Phone Number), info@carinquotes.com
For more information on CarInQuotes:
Website: www.carinquotes.com
Get Car Insurance Quotes That May Help You Save Money
Aug 10th
August 9, 2010 – Finding cheap car insurance doesn’t have to be hard. CarInQuotes.com can help users locate the best rate on car insurance in their area within minutes.
Many car insurance customers may be overpaying on their policies by purchasing coverage that they don’t really need. Or, they may be stuck in a contract with a company that is no longer offering truly competitive rates for cheap car insurance.
At CarInQuotes.com, customers can quickly get car insurance quotes that may help them determine whether or not they should switch insurance companies.
The process for getting car insurance quotes is simple. Simply type in a zip code, and the CarInQuotes calculator will quickly sort through available rates in the area, in order to return a listing of companies currently offering cheap car insurance.
This method of finding cheap car insurance saves consumers time, because they won’t have to call individual companies and wait on the phone for their car insurance quotes.
Having a list of several cheap car insurance quotes to choose from puts customers in control of the process, simply because insurance companies will need to compete for the customer’s business by offering better rates.
CarInQuotes.com offers car insurance quotes for a variety of vehicle types. Users can filter their car insurance quotes by the type of vehicle, such as traditional cars, motorcycles, or Recreational Vehicles. They can even get cheap car insurance quotes for a scooter.
Taking a few moments to receive personalized car insurance quotes may save insurance buyers hundreds of dollars each year. Test the CarInQuotes calculator today to get information about big savings on car insurance.
About CarInQuotes.com:
CarInQuotes.com is an online calculator that is a resource for consumers looking for cheap car insurance. Within moments, the CarInQuotes website can help users get car insurance quotes for their cars, scooters, RV’s and motorcycles.
For further information, please visit: www.CarInQuotes.com
Media Contact:
CarInQuotes.com – Car Insurance Quotes
Website: www.CarInQuotes.com
Practical Car Finance Choices for Your Next Car from Car Loan Adviser
Aug 9th
Llanishen, Cardiff ( PressRelease101 ) August 6, 2010 – Car loan finance can be an affordable and practical way for you to fund the purchase of your next car. However there are a wide number of different options available for car finance. This means it can be very difficult trying to find the right deal for your individual financial circumstances. CarLoanAdviser.co.uk can provide you with some practical advice on the many options available for car finance. This can be a useful way for you to work out which deals are most suitable for you.
Car Finance Options
CarLoanAdviser.co.uk provides useful information on the various ways in which you can fund the purchase of your next car. You may be surprised to find out buying a car from your savings may not actually be the most financially sound option. As CarLoanAdviser.co.uk explains on their website, you could be better off keeping your savings where they are and taking out a car loan to buy your next car instead. This will mean you can keep your savings in place generating you money on interest and you will also have funds left for emergencies. You can also be protected by the Consumer Credit Act if you buy a car using a car loan finance deal. CarLoanAdviser.co.uk can also provide practical advice on other car finance options such as personal loans, bank loans, credit cards and dealer finance.
Dealer Finance
Many people think it is cheaper to take out a personal loan than to use dealer finance. However, as CarLoanAdviser.co.uk shows on their website, dealer finance can actually be very competitive and you may be able to negotiate a much better deal. Dealer finance is also very easy and straightforward and you can set up a car loan on the spot. This means if you see the car you want you can act quickly to secure it before another buyer gets the chance. CarLoanAdviser.co.uk can provide you with more information on dealer finance and how this could benefit you when you are buying a new car.
Customer Services
CarLoanAdviser.co.uk is operated by Carlyle Finance, one of the leading car finance services in the UK. This professional service has over 40 years worth of experience in the motor finance industry. You can be sure that you are getting the very latest advice on car loan deals from experts in this field.
CarLoanAdviser.co.uk provides plenty of useful information on their website. This is a quick and easy way to find out more about the various car finance deals available and what advantages they can offer. You will also be able to contact CarLoanAdviser.co.uk operators directly by using the telephone or e-mail helpdesks. This UK based customer service helpdesk offers practical and helpful advice to help you decide which car loan deal would be best for you.
About
CarLoanAdviser.co.uk can provide you with the practical advice you need to help you choose the right car loan deal. This professional car loan adviser service is easily accessibly online and you can find out more about the various car finance options available.
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Number Of People In Part Time Employment Skyrockets
Jul 22nd
Manchester, ( PressRelease101 ) July 19, 2010 – The number of people unemployed in the U.K fell by 34,000 to 2.47 in the first quarter of the year. However, the number of part-time workers rose by 148,000 in the last quarter and currently stands at 7.82 million, the highest level since records began in 1992. The main cause of the unemployment figure falling is the huge rise in part time staff across the country, many who have been forced into being part time due to a lack of available hours at their place of work.
Of the 7.82 million part-time workers, 1.1 million are people who are actively seeking, but have been unable to find a full time job.
Howard Archer, chief UK economist at IHS Global Insight, said: “The increase in part-time workers could well be evidence that many companies need to add to their staff but are reluctant to take on full-time workers given the still uncertain outlook.”
Recruitment agencies stated that not only were many people taking on part-time jobs when they would prefer full-time positions, but a record number of people are being forced to accept jobs that they are overqualified for, in a bid to stay financially afloat during these hard times.
Last year, when the recession was in full swing, a lot of law firms and consultancy businesses encouraged staff to take unpaid leave or work a four-day week. This resulted in many people fearing for their jobs and being out of pocket while their employers attempted to cut costs.
Economists have warned that with public sector jobs being cut, unemployment rates will continue to rise during this time when redundancy is rife.
Nigel Meager, Director of the Institute for Employment Studies, said: “Official figures are yet to register a major downturn in public sector employment, but this will inevitably follow. Recruitment to public administration has dropped dramatically, with less than one vacancy per 100 employees, half the level of a year ago.
“This is also the only sector in which redundancies have increased over the last year. These trends will accelerate in the months ahead, and it is unlikely that the real, but muted recovery in the private sector will be sufficient to offset significant public sector job loss.”
This serves as a terrible blow to anyone working in the public sector and these individuals may well struggle to find alternative employment if redundancy is in store for them. With the current economic climate, living off state benefits is just not plausible for most people. With so few full time jobs available, many people who are facing losing their jobs will have to settle for less working hours in a job that may not pay as well, or seek employment in a different industry than the field they hold experience in.
About:
Sterling Green PLC, based in the heart of Manchester City Centre, is a financial management company and as such helps people who are experiencing financial difficulties. Sterling Green experts help with debt management issues. Sterling Green offers debt consolidation and debt settlement advice.
Company Name: Sterling Green PLC
Contact Person: Tariq Ali
Full address: Sixth Floor Portland Tower – 53 Portland Street
Phone Number: +44 (0)161 237 0440
Website URL: http://www.sterlinggreen.co.uk
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Get Help Choosing Your Car Finance with Carloanadviser.co.uk
Jul 18th
Llanishen, Cardiff ( PressRelease101 ) July 14, 2010 – New website can provide you with a practical online service that can help you choose the right car finance option for your budget.
What is Car Finance?
Buying a new car can be a big financial commitment and you may not be able to afford the car you want just by trying to build up your savings. You could consider whether you qualify for a car loan to get the car you want, without overstretching your finances. Car loans and purchasing options from dealers provide you with a way to get the right car for your needs at monthly repayments you can afford.
How CarLoanAdviser.co.uk Can Benefit You
CarLoanAdviser.co.uk is part of Carlyle Finance. This company has been providing financial services for over 40 years and has a wealth of experience in the industry.
CarLoanAdviser.co.uk can help you to find out which car loan deals would be best suited for your circumstances and provide a number of useful tools including:
- Car Loan Calculator – you can quickly and easily find out how much money you will need to repay on each credit car loan deal by using this calculator. Simply type in the amount you want to borrow and the interest rate and loan duration. Then just click the ‘Update’ button and the total amount of interest will be calculated for you. This is an easy way to compare both secured loans and dealer finance options side by side.
- Bank Loan Advice – if you are thinking about taking out a loan with your bank to finance your car then CarLoanAdviser.co.uk have a useful bank loan section. This provides more information about this type of credit and the main advantages and disadvantages to borrowers.
- Savings Calculator – You may be thinking about using some of your savings to buy your new car. However it could actually work out to be more expensive in the long run to use your hard earned savings on a car purchase. You could stand to lose a lot of interest by using your savings and you may be better off taking out a loan to buy your new car instead. To help you work out the best options CarLoanAdviser.co.uk provides an online savings calculator. You can type in the amount you want to use for your new car and the details of your savings account rates. This will then calculate for you how much it would cost you in interest to use your savings at just the click of a button.
CarLoanAdviser.co.uk can provide some practical advice that can help you choose the best suited way to finance your new car. This advice is straightforward and easy to understand and is combined with some useful tools to help you quickly and easily calculate your options.
About carloanadviser.co.uk
Powered by Carlyle Finance and backed by the FirstRand Bank, carloanadviser.co.uk is a newcomer to the car loan finance market of the UK. With the huge experience of Carlyle Finance along with the support of FirstRand Bank, carloanadviser.co.uk has become very popular in helping people in the UK to find the best car loan that suits their needs.
For more information, visit http://www.carloanadviser.co.uk
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